As a mom of five, grandma, and former teacher, I keep a close eye on how shifting home values impact families—especially those navigating big life changes. Lately, we’ve seen US home prices continue to climb on paper, but in reality, the value of those homes has quietly slipped for the 13th straight month once you factor in inflation. The numbers tell the story: a national index showed about 1.5% year-over-year appreciation in Late-Q2 (up a bit from 1% in Mid-Q2), but with inflation around 3.5%, that growth hasn’t been enough to keep up. Nominal prices are holding steady—one federal measure has recorded positive appreciation every quarter since Early-Q1 2012—but affordability remains the real challenge. Typical monthly payments for existing single-family homes rose again last quarter, making things even tougher for first-time buyers. As a senior transition specialist and someone who always fights for her clients, I know how crucial it is to stay informed and prepared when the numbers aren’t telling the whole story.
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